Hey, welcome!
A lot of people complain about the plastic mount, but it has very rarely been a problem. Almost no threads about the plastic mount failing.
QS is a very nice feature, but on the other hand, you can probably live without it. Its a luxury.
The DA 55-300mm is a well liked on these forums, because it is one of the best cheap 300mm lenses. If you want to check the prices it is usually sold for, check the marketplace on these forums or maybe go to ebay and look only for completed auctions, so you can see the real price they went for.
In terms of optics, the different versions, DA, DA L, DA WR should be identical. The differences can be in QS, WR, mount, distance scales, hood, and filter sizes. There is also an HD DA 55-300mm, i think, which has newer lens coatings. This version might be optically superior to the previous SMC versions, but I think there was a review that said the difference is rather small in most situations.
If you are buying the lens without a hood, it might be a good idea to buy a cheap ebay knockoff. Just make sure it fits on your specific lens
Edit: Oh yeah, if you buy lenses bundled with your camera, you usually get them with a nice discount. You can do some calculations to figure out how much you save buying the kit compared to buying body only and lens separately. Kits are usually a good choice. Good luck, and enjoy your new camera