Originally posted by Winder Why should you be registered at all? If you ex-brother in-law in the next town over wants to pay you to take pictures of his dog why do you need to be licensed to do that?
Like any business there is a difference between moon lighting and operating legitly. Sure there are many people who take money for odd jobs here and there. Not only is being registered a sign of credibility to your clients (you would want a registered roofer to work on your home would you not? One who is insured as well?) but it's also a safety net for yourself. You cannot get insurance to cover your camera gear when your shooting without one. Could you technically be fined for it? Sure you can!
Well, I can cover my gear under home insurance.
Sure you can. But insurance companies are smarter than you think. Its one thing to say "my camera went missing at the park during a family get together" versus "my camera went missing at my friends wedding". They will want to talk to your "friend" and they will dig until they find out if you really there to shoot it or not. Once they find out you were potentially making money (and all they need is the potential) then they will deny your claim. And chances are in our era of social media there is online proof that you were hired for this wedding. I also doubt the bride and groom would want to go along with insurance fraud...
It's not just "my camera" went missing events either. What if your shooting a wedding and your camera fails, or your memory card fails. This is their one big day, the one and only day that they get to celebrate the rest of their lives together. It's a corner stone of their life, and you, the professional, failed, its all your fault that they won't be able to look back on it, its all your fault that they won't have beautiful images to show their friends or families. So they will sue the living pants off of you. Luckily as a register and insured pro you have a $1,000,000+ liability insurance in place to cover your butt when and if this does happen.
Or hey, your shooting a sporting event and you have this huge 120-300 f2.8 Sigma lens hanging off your camera which is hanging off your strap at your hip while your shooting with your second camera getting some wide angles. Someone calls your name or something calls for your attention so you quickly turn around and that bazooka of a lens swings around and hits little Suzy in the head, now shes bleeding, crying, and her momma is pissed right off at you. She wants your name, drivers licence number, phone number, and you better wait right there while she goes and finds security. Thats when she notices you have a press pass, so she knows your there making a dollar, so she's going to go after the person who hired you. Well I guess it's a good thing you got insurance to cover you butt!
I couldn't even get a job at the Folk Festival here last year because my credentials didn't come in on time! What to rent studio space? Nope, not without having insurance and a business licence.
It's imperative to have one if your going to make money at this. If you don't have it, your not only screwing yourself your screwing the rest of the working photographers who do have one as it tarnishes the reputation of the whole community when the client goes and blabs all over town that you got kicked out of city hall for taking photos without a licence. (I actually did when I was taking maternity photos of my wife! Once we convinced the bylaw officer that we were married and living at the same household they let us continue.)
think this only applies to portrait shooters? Think again!
A member of our professional community who took a landscape image in the town of Banff, AB was contacted by the provincial government asking if the image was taken in Banff when they saw the print for sale on his website. He did say that he took it in Banff. The province then requested documentation including his business licence for Banff for that day as well as his park pass receipt for that day. Naturally this is a tax write off as a cost of doing business so he still had the receipts and was able to sell his art without penalty.
government... I tells yea...they want all our monies!