Originally posted by waterfall You mean like Adobe Creative Cloud? That is simply a constant revenue stream for Adobe. Meaning a constant revenue drain for those of us who subscribe to it. (Not me, by the way. Bad enough that Adobe wants subscription payment for Acrobat! Which drives be macro-batty!)
More like an automotive lease... but yes.
I understand and respect how people don't like the CC subscription format. Personally I love it. Especially $10 usd a month for PS and LR.
I look at it this way, for someone like me, who has transitioned from amateur to professional, a leasing option makes a lot of sense. Even if I was still just shooting for me, I'm also the person who likes the latest and greatest, and for better or worse has the money to support my bad purchasing habits. Since I am taking money for services I can write off a lot of my expenses, part of that is writing off LR/PS. Its much easier to write off $10 a month than $1000/year for photoshop and $150 for lightroom, not to mention a lot cheaper on the pocket book. And that's just to stay relevant with the latest and greatest tools. Sure you could do most of what we do today with CS5, but it would take you a little more time and more knowledge of the software.
Now flip it for cameras. For full-time professionals a leased camera may be a lot easier to write off come tax time (much like a leased car payment is). You also are guaranteed a "trade in" value at the end of the lease period in which you can trade in for the new model or upgrade. So for example, lets say you paid $80/m for 2 years for a Nikon D800. You've come to the end of your lease agreement, you can either buy out the remaining balance of the camera, or maybe raise payments from $80-85 for the difference in price, and now you got a D810 and don't need to worry about selling the old camera privately, and you can still write off most of the payments.You also don't have to worry about the private buyer who may be cautious of the high shutter count you've accumulated from the countless weddings, lifiestyle, or sports shoots you've done over the past 2 years.
For the hobbyist who likes to upgrade frequently, your essentially paying less to keep up with technology. But you never own.
I look at camera bodies like cars now... They are not investments. They are tools that you use and you will almost always loose money on them in one way or the other. A car is not an asset, it's a liability. (a camera not so much, as they are often bought for cash I would think instead of a monthly payment). Of course that is different for the majority of camera buyers.