Originally Posted by SpecialK
No. You should not have to compensate on a regular basis. However, try a mid-afternoon shot with the sun behing you, shooting down your street. That is a pretty average shot, so it should be close on exposure, perhaps 1/500 at f8 or so at ISO 200. Shoot one on "Auto" and one on "P", they should be essentially the same.
Gosh... thanks for such a rapid response. I will digest the suggestions and let ya'll know. Thanks again for your help.