Pentax k20d and the 16-45 is on it's way to me together with a uv-filter, bag, 4 gig memory card, tripod and the pentax adapter.
A 50mm f1.4 will get ordered in the nearest days.
Was close on ordering a 40d in the end, but eventually I got my sanity back. Close call! I think the k20d will be an excellent first camera