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I think the photo credit is not really worth it for all the reasons others have stated.
I believe you should have, however, an agreement on useage. Either restricted useage, for the terms of the contract or a royalty as part of all sales. regardless of what royalty is paid, you still need to have the uses specifically stated, and you should also make sure that you can still use the photos. If you are taking photo's of their property, remember they may have some rights too.
You might also want to, in your agreement, state your photos, or reasonable attemtps to produce similar images By this, I mean having another photographer take the sme shot.
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