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I think the proliferation of cheap DSLRs is going to decimate the bottom end of the market. People with marginal skills as photographers that used equipment to differentiate themselves from uncle bob are going to feel the hurt. Uncle bob will have the same equipment as them, and the people who were hiring the marginal pros are looking for a bargin, not great work. They rarely have the eye to tell the difference between uncle bob and the marginal pros. I think the solution is to almost *raise* prices as a pro and proclaim yourself a "high end" studio. Hopefully your work can back that up, but in the abscene of any artistic vision, alot of folks hiring a photographer assume that more expensive = better.
As for stock photography? Its dead. Things like Flickr make data mining for a photograph you want absurdly easy. People will just steal the images or pay a pittance. Only commissioned images will probably net any real money in the future.
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