Originally Posted by explr1 
Um, no, I used evaluate.
Maybe on some pictures, but not on the one you posted here. EXIF confirms it was spot metering.
And even if it was on multi-segment, that's still a big hunk of sky dominating your picture and the camera is exposing for that. Again, any book on photography will explain this. You should should do yourself a favor and learn something about how exposure works - it will make you a better photographer whether using pentax, Canon, or Fuji.
My old Fuji Finepix 2800z took better pics. This one was taken four years ago of Eastern Point lighthouse.
Yes, it is typical for a P&S camera to assume the photographer does not know how to use exposure compensation properly and to therefore make all pictures as bright as possible rather than exposing in the proper way (eg, making scenes average out to somewhat darker than 18% grey, as ANSI standards require and every book ever written on photography explains).