So, you know about this
one guy who has a cold and may not be washing his hands....
How many people do you come into contact with on a regular basis? You say you go to work. Do your kids go to school? Those are much more immediate threats to your health -- coworkers and fellow students -- than an inanimate object sent in the mail. Everyday, you encounter millions or billions of germs, including cold germs from people you don't even know, people you pass in the street, people at work, people at the market, people everywhere.
If you are this concerned about cold germs on a lens, you really need to recalibrate your personal risk perceptiveness, because it is way out of whack. Here's one good book on the subject.
Quote: The Science of Fear: How the Culture of Fear Manipulates Your Brain by Daniel Gardner
From terror attacks to bursting real estate bubbles, from crystal meth epidemics to online sexual predators and poisonous toys from China, our list of fears seems to be exploding. Yet we are the safest and healthiest humans in history. Why are we so worried?
Just a very slightly damp cloth will physically remove any "snot" that you may receive. But you really should worry about the
real people you encounter in daily life, rather than some stranger a state or two over mailing you something, if you want to be worrying about the most likely sources of infectious germs.