Maybe not in the rain but in the dewey damp....
WR is great for walking through damp foliage, and yes, you do get water droplets on your gear. That being said, it rained 4 of the 6 days on this trip, and not one picture taken in the rain.
But on other trips.... taken with the Optio 90W, the problem is , on canoe trips, your gear is all in water proof pelican cases, if you open the box, you expose the not so waterproof lenses as well as everything else in the box to rain, so usually you don't want to take your DSLR out even if it's WR.
Some more Optio90w rain images..
Now if you were walking around town where you could duck into a coffee shop, it might be a different story.