Very difficult question to answer and I find myself going around in circles a lot pondering it for my own use. (Eventually you end up with everything Pentax makes and there is no savings in that, but a lot of fun.)
I will say this, I love the 21mm Limited. The size is perfect and I've always been wowed by the results. So even if I get the 20-40, I'd always keep the 21mm. I see the 20-40 as a normal lens with benefits. i.e. instead of the 35mm Macro, or 35mm FA, or 31mm Limited. I am kinda leaning towards the 31mm ltd, because I can use it on my MX's. And it's arguably the best "normal" lens for Pentax APS-c, but not WR and heavy comparatively. I've had the 35mm Macro before and left it home most of the time.
I tend to use the 15/21/70 or 77 as an EDC carry kit. I think I'd go with the 77 over the 70 only because again, it works with my MX's.
And to further complicate things, sometimes I swap out the 70/77 for the 55-300 WR.
but the take away here is that the 15 and 21 LTD's are staples for me so make of that what you will.
I do 95% of what I do with those three. And 80% with the 15 and 21.
The one thing I did with the 15mm is ditch the screw on lens cap and add a Pentax snap on cap. And I put a 43mm B+W filter inside the 21mm's lens hood. How cool is that? Did I mention I love the 21mm Limited?