carpents: I've been adjusting the WB in Photoshop similar to your settings too (my starting point is usually 2200 / -60 on the tint)
But doing a manual WB does make a big difference.
Here's a test from just now - I did this the other day, but I wanted to do it again to ensure I'm not messing something up.
Two identical exposures, first one set at daylight, second one with a manual WB. Both processed in ACR, the temperature set at 2000 and -60 on the tint for both (I ensured I did the exact same settings by hitting "previous conversion" for the second photograph, as well as checking the readings themselves to be sure they were the same)
Attachment 4529 Attachment 4530
The next set I reversed my procedure. Took the first one using a manual white balance- the second one I changed it to daylight. Again, both I've changed the color temp to the same setting in ACR.
Attachment 4531 Attachment 4532
So from what my little test shows me, and what I've experienced shooting actual pictures, I believe the camera adjusts how much it reads certain colors depending on the WB and writes it into the RAW file directly.
You really should try this for yourself and you'll see you can get much different results.
I'll have to try better tests, but if I forget to do a WB then the red gets so blown out, it seems to affect other things when converting the RAW.