Thanks for your replies. One of the limits of the FZ-20 is that it's wide angle is only 35mm so not ideal at times. So my framing was sometimes limited for various reason's( traffic, as in stepping back into

, or visual obstructions etc ). On the whole the fz-20 was a very good camera for it's versatility but its iso performance above 200 very poor. But Panasonic have gone on to greater things today. My samsung GX-10 was the next big leap in 2007, now in 2019 a newly acquired K-70...... a joy to use. Pentax really do design for photographers I feel, well thought out.
I have a few other reflective images I may post from the same day, they weren't planned, just fortunate on the day as is often the case.