Originally posted by CWyatt Yes it will be normal rates/pre-arranged price. The thing is my normal rates have usually been salary for employers, not freelancing. So I'm asking what would your charge be in this circumstance based on my time/business needs estimates.
As a responsible, legal freelancer you should be providing some overhead items like liability insurance and maybe more local taxes. For sure in the US you will pick up an extra 6.85% on the FICA. You also have to deal with billing, collections and potential "bad debt".
20-30% more than what you charge when working as an employee should break you even. 40-50% more would not be that far out of line IMO.
All my work before I retired was on a contract basis. I provided all of the above at both the wholesale and retail level. I routinely charged 25% at the retail level than I did at the wholesale level. The margins may be different in the photo business.
That is about the most honest opinion I know how to provide.
Edit: I see FICA does not apply but maybe VAT does. Consider your legal costs.