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10-07-2010, 08:29 PM   #1
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Another Fiasco With Health Care

From the AP

– The White House on Thursday defended granting waivers to some employers from a key provision of the new health care law, saying it was the best way to keep people insured until the law fully takes effect.

At issue is a new requirement banning annual caps on benefits, which began phasing in last month. Many employers and insurers that offer low-cost, low-benefit insurance plans known as "mini-med" plans would not have been able to comply with the new requirement without raising monthly premiums to virtually unaffordable levels.

So the administration has granted 30 waivers to date exempting companies from the requirement for a year.

Waivers went to companies including Jack in the Box, Cigna and the company that insures some McDonald's workers, and another 114 applications for waivers are under review by the Health and Human Services Department. One waiver request has been denied, but HHS declined to identify which company was involved.

"The waivers are about ensuring and protecting the coverage that people have until there are better options available to them in 2014," when the health law is fully implemented, White House Press Secretary Robert Gibbs told reporters. "We want to ensure that in the time that it takes to implement the law and to give people better options, that they don't find themselves at the mercy of an insurance company jacking up their rates. And that's why those waivers were granted."

Another issue is a different provision in the law that will require that a specified percentage of health plan expenditures — 80 percent to 85 percent — be spent on medical as opposed to administrative costs. That provision doesn't take effect until next year, but it got attention last week when the Wall Street Journal reported that McDonald's had alerted the administration it would not be able to comply. The administration subsequently indicated it would be flexible in applying the regulation.

Both complications arise because of the decision by lawmakers and the White House to trigger certain protections in the legislation before the bulk of the law takes effect. After the contentious debate around the health care bill, policymakers didn't want the public to wait until 2014 to see any benefit.

Once 2014 rolls around, nearly everyone will be required to carry insurance, and insurance marketplaces called "exchanges" will be established in which individuals will be able to shop for comprehensive insurance plans with government subsidies. Before that transformation takes place, new rules applied to the current system require the government to show flexibility in some cases.

OK,
What are the idiots in Washington doing? This Obamacare is a fiasco all the way . Can any of you libs explain it to us? Good luck.
Artesian

10-08-2010, 03:49 AM   #2
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Funny enough, those exchanges and so on are republican ideas... it is sensible to be flexible during the implementation phase - remember, ANY reform will give someone problems, but the current set up is unsustainable to your personal economy, my personal economy, our local government, our state government, and our country. The current set up puts us in a permanent cost disadvantage vs. the rest of the world, and this is on a per GDP basis, but also on a cost of jobs basis. If we had gone with an even more republican plan, there would be dislocations and waivers as well, and if we had gone with the single payer in the mix, ditto.

Blame business lobbying for the mess of the implementation - if they can't stop any and all reform (unless it's at their bidding and directly to their benefit) they will do all they can to delay and water down the bills. Do blame the Democratic party for being so wimpy it had to buy out its own members, and blame the Republicans for refusing to play the usual Capitol games with the Democrats - the bill would be a mess but it would be a bipartisan mess and maybe some of the Democrat coddling would be replaced by Republican coddling. And blame those damn congressmen with their hands out for contributions and earmarks.


And what, an insurance plan/company wants MORE than 80% of the premiums to go to pay their bloated payroll and executive bonuses?
10-08-2010, 04:55 AM   #3
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OK,
What are the idiots in Washington doing? This Obamacare is a fiasco all the way . Can any of you libs explain it to us? Good luck.
Artesian
I thought the article to which you referred explained it pretty well.
QuoteQuote:
...Both complications arise because of the decision by lawmakers and the White House to trigger certain protections in the legislation before the bulk of the law takes effect. After the contentious debate around the health care bill, policymakers didn't want the public to wait until 2014 to see any benefit.
10-08-2010, 04:55 AM   #4
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Does the bill that nobody read provide for the President to grant waivers to it's provisions; or has "the White House" just decided that it has the power to exempt people/corporations from federal law on a whim?

10-08-2010, 05:23 AM   #5
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If actual liberals had written this bill it would be five pages long and would simply extend Medicare to everyone.
10-08-2010, 06:42 AM   #6
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So they are allowing companies that provide under-insurance to continue with their flawed business model until the corporate welfare kicks in.

I'm not that old but I remember a time when politicians would say, "read my lips," and make campaign promises then when they got into office they would look at the books and if they saw that there promises were not financially feasible they would abandon their promises instead of fiscal responsibility.
10-08-2010, 06:50 AM   #7
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Agreed. I'm also old enough to remember when the financial and banking industries were not all about "gotcha."
10-08-2010, 07:21 AM   #8
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QuoteOriginally posted by Nesster Quote
And what, an insurance plan/company wants MORE than 80% of the premiums to go to pay their bloated payroll and executive bonuses?
You got it backwards, they want more than 20% for administrative expenses. These plans cost so much to administer because they cover so little and benefits are exhausted so quickly. It takes a lot of man power to find a reason to reject as many claims as possible then field the angry calls that will ensue.

10-08-2010, 07:58 AM   #9
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QuoteOriginally posted by GeneV Quote
If actual liberals had written this bill it would be five pages long and would simply extend Medicare to everyone.
If actual common people, with actual common sense had written it it would be 5 pages long. It was written by politicians.


el·e·phant

–noun, plural -phants, ( especially collectively ) -phant for 1.
1. either of two large, five-toed pachyderms of the family Elephantidae, characterized by a long, prehensile trunk formed of the nose and upper lip, including Loxodonta africana (African elephant), with enormous flapping ears, two fingerlike projections at the end of the trunk, and ivory tusks, and Elephas maximus (Indian elephant), with smaller ears, one projection at the end of the trunk, and ivory tusks almost exclusively in males: L. africana is threatened; E. maximus is endangered.
2. a representation of this animal, used in the U.S. since 1874 as the emblem of the Republican party.
3. A mouse designed by Congress
10-08-2010, 09:18 AM   #10
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QuoteOriginally posted by Parallax Quote
If actual common people, with actual common sense had written it it would be 5 pages long. It was written by politicians.

True of just about anything designed by a committee.

This has the added problem of being a bill drafted to please DINOs, RINOs and others who can't make up their minds.
10-08-2010, 09:23 AM   #11
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QuoteOriginally posted by GeneV Quote
True of just about anything designed by a committee.

This has the added problem of being a bill drafted to please DINOs, RINOs and others who can't make up their minds.
Fun example and how it's used......
QuoteQuote:
n fact, Reid didn't do that. The bill in question was not a bill at all. It was an amendment offered by Sen. Tom Coburn (R-Okla.) in an effort to trip up health care reform. The Oklahoma Republican introduced the most politically palatable, non-objectionable piece of legislation in hopes that Democrats would relent, pass it, and change the content of the health care law they were hoping to pass through reconciliation. If Democrats didn't bite, the GOP would have ammo for the type of attack ad that Angle has now aired. Only the Nevada Republican got the details wrong. Coburn's amendment didn't provide taxpayer funds for Viagra; it prevented sexual predators from being able to use government subsidies or money to buy the drug (and other ED pills).

Huckabee, in the end, was restrained in his effort to balance out the ad's allegations. What mattered, he was saying, was not that the charge was true (he had no clue if it was or wasn't), merely that it was believable. But his pushback against Hannity's enthusiasm for the spot was noticeable and fairly rare for the show where the exchange took place.
Huckabee Defends Reid From Angle's Viagra Attack Ad
10-10-2010, 12:05 AM   #12
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QuoteOriginally posted by GeneV Quote
If actual liberals had written this bill it would be five pages long and would simply extend Medicare to everyone.
It would have been a great slogal to. Why didn't Obama just get up and ask the american people do you want a for profit insurance system or not? This was all done wrong.

Because the bill was all done in backroom arguing, no one really knew what was or is in the bill because they were never told what kind of deals were being made.
Not knowing what is in the bill, they oppose it.

Once you actually tell them about it, the provisions in the bill, people are quite happy with it. They don't like the idea of a government involvement but the like the idea of people being without coverage even less.

Medicare for All. Simple and done.

Obamacare is really RomneyCare/BobDoleCare. Republican ideas of essentially fixing the market with subsidizing for-profit insurance.
10-10-2010, 03:34 AM   #13
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I think the Obama team were trying to avoid what happened to Hillary when she was pushing the Clinton plan. Thus the 'let congress handle it' approach.

The truth is, no matter what the tactic and no matter what the sales approach, the the American public would have been inundated with the same threats and red herrings as they were this time, and the politicians with campaign money, by the corporate interests vested in this. That amount of don't-give-an-inch propaganda against reform is difficult to overcome, even by a golden tongued orator.

It is also ironic that the essentially Republican plan that did pass, the Republicans are running away from.
10-10-2010, 05:20 AM   #14
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The founding fathers never totally trusted "the people" either.... It has not gotten any better over time....
Our ability to manipulate the people has greatly increased......
10-10-2010, 05:27 AM   #15
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QuoteOriginally posted by Chwisch87 Quote
It would have been a great slogal to. Why didn't Obama just get up and ask the american people do you want a for profit insurance system or not? This was all done wrong.
Nebraska, Arkansas, Louisiana, North Dakota, Indiana, Connecticutt, Maine--senators that would never go for it and necessary to passage.
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