Quote: I am close friends with a couple who got pregnant while they were engaged then decided to postpone their wedding indefinitely because as a single mother she would qualify for the hat trick mentioned above but as a married couple they would not. Neither of them are high income but their combined income would be enough to disqualify them for all government aid and put them comfortably above median US household income. They are still living together and their son is 4 and they are expecting another baby soon. If you were planning a party and asked her/him, "will your husband/wife be attending," they would respond yes even though they are not legally married. The only way I ever see them getting married is if the dude gets a better job where he can give them better insurance and afford to buy a home.
We just had a baby ourselves and we are not married. We have been living together for the past 5 years though. My significant other has been unemployed for the past year so we decided, especially with the cost of my insurance, that it would make sense for our baby to go onto husky. Husky specifically asks for household income, as well as every other form I've ever signed. Household income applies to both of our incomes regardless that we are married.
After all was said and done our baby was not qualified for the free husky health insurance, though he would have been had I not been living in the same house. Because of my income and my significant others income (unemployment) combined, our baby was qualified for the husky insurance that anyone can get regardless of income. It's $195 per month and still cheaper than the insurance my company offers for the family plan.
My point is, as far as my perspect, regardless of if we get married or not, I don't think we are going to see much of a benefit as far as government subsidies. I don't even make that much.
Quote: From what I've seen far too many people enter into that state with completely unrealistic expectations, a half-hearted commitment to each other and almost no willingness to work out anything that requires any real effort.
That's why I was firm on waiting for 5 years (there was resistence to this timer from both families; i could care less what others thought though), living with my fiencee for 4 years, before ASKING her to marry me. And at the rate we have been going it looks like it will be a year from that date before we actually get married; so actually a total of 6 years with each other and 5 years living together before we get married.
The idea of marrying someone without agreeing on foundational issues is such an odd and foreign concept to me. Also the idea of moving in together after marriage? you're just asking for trouble. how do you really know someone until these points have been tackled?
foundational issues being:
-kids (yes no how many)
-location (where do you WANT to live? are you able to move if I have to for a job? would i do the same?)
-budgets - can our lives come together and comfortably afford to do so? what sacrafices are we willing to make?
-political views - (compliment or polar opposites, if polar opposites - does that work for you?)
-life goals (do they conflict or compliment?)
-pets (yes no how many, types)
-leisure activites (compliment or polar opposites?)
Quote: A true commitment can be real with or without the piece of paper. A piece of paper doesn't make a relationship or a family happen. People do.
Funny that, i've been considered family to my fincees side since we moved in together. My family won't consider her part of the family until we are married...
Last edited by Capslock118; 11-19-2010 at 11:29 AM.