Lithos, I buy a lot using Visa Debit through Paypal. Let's see how much extra it costs me:
First off: 2 Australian Purchases:
1.
A purchase from Visa Debit via Paypal 11 Jun 2007 -$1,398.90 AUD for a DV camera comprising:
$1,368.90 AUD for Camera + Postage & Packing via Registered (includes any seller packing fees): $30.00 AUD
And here's what my Credit Union statement showed: 12 June 2007 $1398.90. No extra from here.
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2. Now I've $200
credit in a Paypal account & have been using it to pay for goods on Ebay to other user's Paypal accounts.
Today, I bought a lens for AU $43.50 + AU $5.00 for postage.
Here's what came out of my Paypal account:
$43.50 AUD + Postage & Packing via Regular (includes any seller packing fees): $5.00 AUD
Total: $48.50 AUD
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Now a transaction via
my PayPal to a US Paypal account:
3. Ebay Subtotal: US $51.00 + Postage and handling: US $13.00
Total: US $64.00
From my paypal account:
From amount: -$70.41 AUD
To amount: $64.00 USD
Paypal Exchange Rate: 1 Australian Dollar = 0.909060 US Dollars
XE.com - The World's Favorite Currency and Foreign Exchange Site Exchange Rate: 0.93279
Difference: 2.373 cents in the dollar.
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So paying from Visa Debit via Paypal or my Paypal to another Paypal on an AUS tranaction is costing me nothing. (It costs the seller a bit in fees, but that's not my concern.)
Paying from either my AUS Paypal to US Paypal or by Visa Debit via Paypal (example not shown) costs me around 2.4 cents in the dollar for the electronic currency transfer.