Originally posted by ThorSanchez "Causing premature failure" is probably an overstatement. I think it's more like "could contribute to premature failure."
You have been fortunate.
In my experience it is more of a problem with US domestic vehicles, Ford, Chevy, Chrysler. The imports tend to not be affected as much by abuse.
Oh, and the imports all have an access panel in the floor above the tank, so the fuel pump/sending unit assembly can be removed and serviced without tank removal.
Domestic vehicles do not, and as such the fuel tank must be removed to replace the fuel pump/sending unit assembly. I replaced hundreds of them over the years I was employed as a fleet vehicle mechanic at the local electric utility, which had a fleet of US domestic vehicles.