Question for eBay sellers

RollsUp · 10-30-2016, 01:48 PM

I have my first auction going at ebay. It will be my first sale if someone bids on it. My question is, do I need link my bank account in order to receive payments through PayPal? When I last sold an item in the marketplace I was asked to send a PP invoice, which I did. The buyer paid but I had to confirm the payment and the only way was to link my PP with my bank account or apply for PP credit, neither of which I want to do. Can I ask the winner to pay for the item through my PP address or do I need to send an invoice?

**csa** · 10-30-2016, 02:10 PM

This is how I use PayPal. I opened up a separate bank account just for PayPal, that is not linked to my main bank accounts. PayPal does require a bank account number.

Sorry I can't answer as to how you will receive payment thru EBay/PayPal; but I assume you will again have to provide a bank acct#, unless it's still on file with PayPal. BTW customers do not see this information. If your banking info is on file with PP; then the buyer simply sends the funds to your account (e-mail address) of PP.

RollsUp · 10-30-2016, 04:44 PM

Originally posted by csa

This is how I use PayPal. I opened up a separate bank account just for PayPal, that is not linked to my main bank accounts. PayPal does require a bank account number.

Sorry I can't answer as to how you will receive payment thru EBay/PayPal; but I assume you will again have to provide a bank acct#, unless it's still on file with PayPal. BTW customers do not see this information. If your banking info is on file with PP; then the buyer simply sends the funds to your account (e-mail address) of PP.

I've read about PP taking money out of bank accounts without notifying the account holder. That's why I don't want PP connected with any of my bank accounts. I'd rather have PP connected with my CC only.

**csa** · 10-30-2016, 04:53 PM

That's entirely up to you. I've been with PP for several years, and I've yet had them take any money out of my account that I did not authorize. I've always received notification when funds are taken, to verify my purchase. I only keep a minimum amount in that account, as when I want something, I simply transfer the funds needed to cover the purchase.

photolady95 · 10-30-2016, 05:41 PM

I use PayPal a lot, have had account with them for many years and never had the take funds out of my bank account without my permission. As Carol said, PayPal sends an email to me to let me know funds are taken out and if I agree with their doing so, so far no problems.

RollsUp · 10-30-2016, 08:01 PM

I use PP a lot too for payments at different sites, including purchasing items here and on eBay. For the few items I sold on here I just gave the buyer my PP email address without sending a PP invoice, no problem in receiving the payments. The last time I sent an invoice to a buyer, PP wanted me to verify my account by adding a bank account or applying for PP Credit before the payment went into my PP account. I just want to know if I have to link my PP to a bank account to receive payments for items sold on eBay.

photolady95 · 10-30-2016, 08:22 PM

Originally posted by RollsUp

I just want to know if I have to link my PP to a bank account to receive payments for items sold on eBay.

I would think you do how else will you get your money?

You can call and ask them: 1-888-221-1161

Last edited by photolady95; 10-30-2016 at 08:28 PM.

lightbox · 11-01-2016, 02:22 PM

It's worth double checking whether all of PP and eBay's buyer/seller protections are in effect when you don't use an invoice.

**lithedreamer** · 11-01-2016, 08:28 PM

Originally posted by photolady95

I would think you do how else will you get your money?

You can call and ask them: 1-888-221-1161

You can actually request that PayPal send you a paper check, but they charge a fee...

RollsUp · 11-09-2016, 07:04 PM

Update - I didn't need to send an invoice to the buyer afterall, eBay took care of it. I did link my PP with eBay though but, the funds are on hold until the item is delivered to the buyer. So, no need to link PP with a bank account in order to sell on ebay. Nice.

10-30-2016, 01:48 PM	#1
RollsUp Veteran Member Join Date: Apr 2008 Location: AK USA Photos: Gallery Posts: 1,766	Question for eBay sellers I have my first auction going at ebay. It will be my first sale if someone bids on it. My question is, do I need link my bank account in order to receive payments through PayPal? When I last sold an item in the marketplace I was asked to send a PP invoice, which I did. The buyer paid but I had to confirm the payment and the only way was to link my PP with my bank account or apply for PP credit, neither of which I want to do. Can I ask the winner to pay for the item through my PP address or do I need to send an invoice?

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10-30-2016, 02:10 PM	#2
csa Loyal Site Supporter Join Date: Aug 2014 Location: Montana mountains Posts: 10,133	This is how I use PayPal. I opened up a separate bank account just for PayPal, that is not linked to my main bank accounts. PayPal does require a bank account number. Sorry I can't answer as to how you will receive payment thru EBay/PayPal; but I assume you will again have to provide a bank acct#, unless it's still on file with PayPal. BTW customers do not see this information. If your banking info is on file with PP; then the buyer simply sends the funds to your account (e-mail address) of PP.

10-30-2016, 04:44 PM	#3
RollsUp Veteran Member Join Date: Apr 2008 Location: AK USA Photos: Gallery Posts: 1,766 Original Poster	Originally posted by csa This is how I use PayPal. I opened up a separate bank account just for PayPal, that is not linked to my main bank accounts. PayPal does require a bank account number. Sorry I can't answer as to how you will receive payment thru EBay/PayPal; but I assume you will again have to provide a bank acct#, unless it's still on file with PayPal. BTW customers do not see this information. If your banking info is on file with PP; then the buyer simply sends the funds to your account (e-mail address) of PP. I've read about PP taking money out of bank accounts without notifying the account holder. That's why I don't want PP connected with any of my bank accounts. I'd rather have PP connected with my CC only.

10-30-2016, 04:53 PM	#4
csa Loyal Site Supporter Join Date: Aug 2014 Location: Montana mountains Posts: 10,133	That's entirely up to you. I've been with PP for several years, and I've yet had them take any money out of my account that I did not authorize. I've always received notification when funds are taken, to verify my purchase. I only keep a minimum amount in that account, as when I want something, I simply transfer the funds needed to cover the purchase.

10-30-2016, 05:41 PM	#5
photolady95 Otis Memorial Pentaxian Join Date: May 2009 Location: Cruising the forum watching his back Photos: Gallery \| Albums Posts: 12,712	I use PayPal a lot, have had account with them for many years and never had the take funds out of my bank account without my permission. As Carol said, PayPal sends an email to me to let me know funds are taken out and if I agree with their doing so, so far no problems.

10-30-2016, 08:01 PM	#6
RollsUp Veteran Member Join Date: Apr 2008 Location: AK USA Photos: Gallery Posts: 1,766 Original Poster	I use PP a lot too for payments at different sites, including purchasing items here and on eBay. For the few items I sold on here I just gave the buyer my PP email address without sending a PP invoice, no problem in receiving the payments. The last time I sent an invoice to a buyer, PP wanted me to verify my account by adding a bank account or applying for PP Credit before the payment went into my PP account. I just want to know if I have to link my PP to a bank account to receive payments for items sold on eBay.

10-30-2016, 08:22 PM	#7
photolady95 Otis Memorial Pentaxian Join Date: May 2009 Location: Cruising the forum watching his back Photos: Gallery \| Albums Posts: 12,712	Originally posted by RollsUp I just want to know if I have to link my PP to a bank account to receive payments for items sold on eBay. I would think you do how else will you get your money? You can call and ask them: 1-888-221-1161 Last edited by photolady95; 10-30-2016 at 08:28 PM.

11-01-2016, 02:22 PM	#8
lightbox Veteran Member Join Date: Mar 2015 Posts: 599	It's worth double checking whether all of PP and eBay's buyer/seller protections are in effect when you don't use an invoice.

11-01-2016, 08:28 PM	#9
lithedreamer Site Supporter Join Date: Sep 2013 Photos: Gallery \| Albums Posts: 1,799	Originally posted by photolady95 I would think you do how else will you get your money? You can call and ask them: 1-888-221-1161 You can actually request that PayPal send you a paper check, but they charge a fee...

11-09-2016, 07:04 PM	#10
RollsUp Veteran Member Join Date: Apr 2008 Location: AK USA Photos: Gallery Posts: 1,766 Original Poster	Update - I didn't need to send an invoice to the buyer afterall, eBay took care of it. I did link my PP with eBay though but, the funds are on hold until the item is delivered to the buyer. So, no need to link PP with a bank account in order to sell on ebay. Nice.