Originally posted by MRRiley A co-worker of mine got married 2+ years ago (snip)
The problem I see, Mike, is your repeated references to Stan, a person instead of a business. Who in their right mind would give $5000 up front to a person without a substantial local business investment, such as an established brick & mortar business location and perhaps much more? After nearly three decades in business (not wedding photography), with substantial client references, I do not and would not seek payment up front for anything other than the typical costs associated with my part of this industry.
Why would anyone wait months to get concerned about that missing $5000 purchase? Why would anyone wait nearly a full year to get "miffed" about it, or only then research "Stan" on the internet? And, finally, why would anyone wait even longer to seek restitution in small claims or magistrate court? Most have time limits. In states with lessor small claims or magistrate court limits, usually the husband and wife can file jointly as litigants damaged in a single incident, seeking separate judgements which, when combined, will often equal the original greater loss.
Regardless of answers to any of that, I don't see what this story has to do with defining "professional" one way or the other. Professionals at whatever (photography, law, etc), just like anyone else, can be unsavory or even outright crooks. Customers should use wisdom and reasonable caution to separate those from the honest, ligitimate, business professional.
stewart