Originally posted by graphicgr8s Social Security is solvent so long as people think the IOU's there are worth anything. It hasn't been solvent in years.
Yep. Adjust retirement ages. So you start collecting at 90.
Medicare works? What dreamland are you in?
I will say this. I pay a lot for my insurance but am happy with the coverage I get.
Problem is the mindset of people. They want a womb to tomb policy. I know how to get the problem solved but no one would do it.
Social Security is sending out IOU's? hmm, my grandparents haven't been complaining....
Forgive me if I'm misinformed but the plans the house and senate are putting together are meant more for people who don't have employer based/group health insurance. Its for the millions of uninsured people who are that way because their companies don't offer a plan.
No one is taking away your insurance... they're trying to offer another option, nothing wrong with a little competition.
Whatever they come up with, it will still be like every other insurance company, a monstrous bureaucracy. But you'll still have options.
To be honest... the way to curb all this healthcare garbage is to control the healthcare costs from the bottom up.
For instance: I'm sick of my wife going to a podiatrist every month so she can sit in a waiting room for an hour then finally be seen by the doctor for 5 mins, he looks at her toenail (which fell off due to an infection) and makes sure its growing back slowly, then sends me a bill for 65 bucks. There is no reason she's going every month, we can see ourselves its growing back, if its not we can call the guy. But he insists we come in every month.
The biggest problem I see is the lack of customer service and the excessive office visits (which at this point seem to be a scam to just bill more hours). I'm one unhappy customer, we've voiced our complaints to the secretaries and the doctor, he just looks at you with a 'too bad' face. There needs to be better information on doctors/healthcare providers for health care consumers... up front information (rate sheets/costs of procedures, wait times etc.).
Then there's the Gyno that can't write a script out so anyone can read it and the lab can't determine what blood test to do. Then the doctor won't return any calls and the secretaries put you on hold for 20 mins every time you call... I'm extremely unhappy with all of these experiences.
Needless to say we're looking for new doctors (and we have some good ones) but that search is difficult because of the lack of information. You have no idea whether they are going to be cheap/expensive, good/bad before you go in.
There needs to be a change in how the industry conducts itself.