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flyer · 11-21-2009, 05:29 PM

Originally posted by smc

I know you can do that with the chip inside the black strip, but the second microchips can't be modified to use a different PIN and the PIN information is not stored within the chip....new ATMs are needed and most customers won't start to get them until 2010. Are we talking the same thing? That would suck if that's the case...

We're talking the same. Where I live, some of the new terminals have been installed. And the people I mentioned before where electronics expert who did their experiment to prove the microchip wasn't safer than anything else.

As for the PIN number, once you have a card, and some fake ID, you can go to any branch of your bank, say you forgot your PIN, and they will reissue you a new PIN within minutes.

geauxpez · 11-21-2009, 06:20 PM

Originally posted by res3567

Please! What was the out come?? (I am sooo pisssed rite now!!!!!............)

Filled out a claim with my bank and they temporarily replaced the funds until they closed the case a couple of weeks later. So, we got our money back and I'm sure the back filed it against their insurance. The second time, they (understandably) wanted a police statement. The charges were in California and we live in Georgia, so it wasn't THAT hard to answer a few questions about whether we had been to California recently and such. The police refused to investigate it because the theft "happened out of state and there's no way to track it". We had to beg to even get them to write up a report. I'm still sore about it, but what can you do?

geauxpez · 11-21-2009, 06:26 PM

Originally posted by areidjr

I did have my identity stolen along with my bank account information. The perp went to a branch of my bank in another city and tried to make a withdrawal. The clerk became suspicious when she asked for ID and he gave her a driver's license with my info and his picture. The person looked significantly older than the birth date would indicate. While stalling the perp, the clerk called my home and spoke to my daughter and asked if I was out of town. Of course, I wasn't. The authorities were contacted and he is now in jail.

Bottom line is that I got lucky and lost nothing.

I hope you can recover your money.

In our case, the perps used the number to buy $750 worth of stuff at a Toys-R-Us the first time. The second time, they used my wife's NEW card number off her replacement card that she had only had a week or so. We were completely baffled...until a co-worker of hers was arrested -- she worked at an REI and he was stealing stuff and re-selling it (and I think he was from California). The women at that store all kept their purses in the break room for the lack of a secure place to keep them. We think he went in her wallet and got the number while she was working. No proof...no trail.

Wildnsyko · 11-22-2009, 07:07 PM

Originally posted by flyer

We're talking the same. Where I live, some of the new terminals have been installed. And the people I mentioned before where electronics expert who did their experiment to prove the microchip wasn't safer than anything else.

As for the PIN number, once you have a card, and some fake ID, you can go to any branch of your bank, say you forgot your PIN, and they will reissue you a new PIN within minutes.

Our bank here in the US has to mail you your new pin number. Kind of a pain in the butt, but safe.

flyer · 11-23-2009, 02:59 AM

Originally posted by Wildnsyko

Our bank here in the US has to mail you your new pin number. Kind of a pain in the butt, but safe.

Good for you. But different banks might have different rules.

tarheel13 · 12-09-2009, 06:32 PM

Jimbo: You trying to get under the fat ratlady's skin? I know you are...I know you are...careful, the next thing you know you'll be sending her images of tree rats.

res3567 · 12-09-2009, 06:38 PM

Originally posted by tarheel13

Jimbo: You trying to get under the fat ratlady's skin? I know you are...I know you are...careful, the next thing you know you'll be sending her images of tree rats.

Where did that come from?

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11-21-2009, 05:29 PM	#16
flyer Veteran Member Join Date: Jan 2008 Location: Ste-Anne des Plaines, Qc., Canada Posts: 2,013	Originally posted by smc I know you can do that with the chip inside the black strip, but the second microchips can't be modified to use a different PIN and the PIN information is not stored within the chip....new ATMs are needed and most customers won't start to get them until 2010. Are we talking the same thing? That would suck if that's the case... We're talking the same. Where I live, some of the new terminals have been installed. And the people I mentioned before where electronics expert who did their experiment to prove the microchip wasn't safer than anything else. As for the PIN number, once you have a card, and some fake ID, you can go to any branch of your bank, say you forgot your PIN, and they will reissue you a new PIN within minutes.

11-21-2009, 06:20 PM	#17
geauxpez Veteran Member Join Date: Jul 2008 Location: Atlanta Photos: Gallery Posts: 1,196	Originally posted by res3567 Please! What was the out come?? (I am sooo pisssed rite now!!!!!............) Filled out a claim with my bank and they temporarily replaced the funds until they closed the case a couple of weeks later. So, we got our money back and I'm sure the back filed it against their insurance. The second time, they (understandably) wanted a police statement. The charges were in California and we live in Georgia, so it wasn't THAT hard to answer a few questions about whether we had been to California recently and such. The police refused to investigate it because the theft "happened out of state and there's no way to track it". We had to beg to even get them to write up a report. I'm still sore about it, but what can you do?

11-21-2009, 06:26 PM	#18
geauxpez Veteran Member Join Date: Jul 2008 Location: Atlanta Photos: Gallery Posts: 1,196	Originally posted by areidjr I did have my identity stolen along with my bank account information. The perp went to a branch of my bank in another city and tried to make a withdrawal. The clerk became suspicious when she asked for ID and he gave her a driver's license with my info and his picture. The person looked significantly older than the birth date would indicate. While stalling the perp, the clerk called my home and spoke to my daughter and asked if I was out of town. Of course, I wasn't. The authorities were contacted and he is now in jail. Bottom line is that I got lucky and lost nothing. I hope you can recover your money. In our case, the perps used the number to buy $750 worth of stuff at a Toys-R-Us the first time. The second time, they used my wife's NEW card number off her replacement card that she had only had a week or so. We were completely baffled...until a co-worker of hers was arrested -- she worked at an REI and he was stealing stuff and re-selling it (and I think he was from California). The women at that store all kept their purses in the break room for the lack of a secure place to keep them. We think he went in her wallet and got the number while she was working. No proof...no trail.

11-22-2009, 07:07 PM	#19
Wildnsyko Inactive Account Join Date: Oct 2008 Location: Southeast MO Photos: Gallery Posts: 366	Originally posted by flyer We're talking the same. Where I live, some of the new terminals have been installed. And the people I mentioned before where electronics expert who did their experiment to prove the microchip wasn't safer than anything else. As for the PIN number, once you have a card, and some fake ID, you can go to any branch of your bank, say you forgot your PIN, and they will reissue you a new PIN within minutes. Our bank here in the US has to mail you your new pin number. Kind of a pain in the butt, but safe.

11-23-2009, 02:59 AM	#20
flyer Veteran Member Join Date: Jan 2008 Location: Ste-Anne des Plaines, Qc., Canada Posts: 2,013	Originally posted by Wildnsyko Our bank here in the US has to mail you your new pin number. Kind of a pain in the butt, but safe. Good for you. But different banks might have different rules.

12-09-2009, 06:32 PM	#21
tarheel13 New Member Join Date: Jan 2008 Location: Outer Banks, NC Posts: 15	Jimbo: You trying to get under the fat ratlady's skin? I know you are...I know you are...careful, the next thing you know you'll be sending her images of tree rats.

12-09-2009, 06:38 PM	#22
res3567 Veteran Member Join Date: Sep 2008 Location: Houston Tx. Photos: Gallery Posts: 1,876 Original Poster	Originally posted by tarheel13 Jimbo: You trying to get under the fat ratlady's skin? I know you are...I know you are...careful, the next thing you know you'll be sending her images of tree rats. Where did that come from?

Has this happened to you?

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