Originally posted by Phil1 Just a couple of points to temper Kguru's accurate observations:
My wife broke an ankle three years ago that required surgery, screws, plates etc for the repair. The only snag was a slow pay reimbursement for the ambulance ride. That was an 8 mile trip by the local private ambulance service the city has here and that was a flat $1,200. Insurance covered it after a small fight. Everything else was handled well at reasonable cost.
You speak of overcharging, much of the health care industry is break even. So many hospitals are semi charity operations and are non profit. The exceptions are Big Pharma and Insurance Cos. The average Dr, nurse and med technician make reasonable incomes. Most are not excessive. Most work damn hard and long hours. I would like to point out the the current crop of politicians are in bed with Big Pharma and the Ins Cos. I would not necessarily blame them for doing what they do, I would blame the politicians.
The overcharging wasn't directed at just the hospital administrations but the healthcare industry as a whole: the operating theater, the specialists, Big Pharma Cos, the pharmacists ... As a small example, a general pharmacist doesn't manufacture doesn't prescribe drugs, mostly they ensure drugs are dispensed correctly. In Australia they do a 3-4 year university course, evidently quite sufficient as Australia is not notorious for wrongful dispensing. So why is it in the US it has to be Graduate school with the resultant higher salaries to employ them?
To counter your cost examples, when my daughter broke her ankle playing school netball she was given first-class treatment including physiotherapy afterwards when she started walking unaided again. All covered by public medicare I didn't even need to claim on my private extra insurance, unlike your wife having to pay $1200.
When I recently had a colonoscopy done I was $200 out of pocket after insurance. For my brother in US, even with employer-funded insurance it was over $1000 on him. There's no denying US medical costs are way more expensive than elsewhere. Well and good for those who can afford, but have pity for the numerous who can't.