Just because the shutter is rated for X actuations doesn't mean that it'll die as soon as you hit that number.
Not a ton of data here, but you can see a lot of shutters lasting much longer than they're rated for:
Camera Shutter Life Database
---------- Post added 08-16-15 at 03:15 PM ----------
And if it dies, you can always get a used one from one of the people who have a camera for 2 years and then upgrade with a shutter count of under 1000. (I still do not understand that, but I see them pretty often)