Originally posted by pschlute I never said they did.
They actually do it because a steady identifiable income stream is worth more to a company than an ad-hoc income stream, even if the latter is ultimately more profitable.
For anyone who signs up they are limited to one year, not until they die.
As I said earlier, the model is not for everyone.
I will concede that for some companies a steady income stream is more desirable but the overwhelming reason is it helps them acquire more money.
And yes, you never said that and I didn’t say you did.
I will say this explicitly: 401K programs and other automatic investments that also have growth on the principal are unquestionably builders of wealth.
Conversely programs that automatically take money and prevent it from growing prevent us from accumulating wealth. “Low monthly” car payments, an “easy payment plan” on an $1700 phone, Adobe, Netflix, etc all suck money painlessly from us.
And that leaves people impoverished.
I am not saying we should buy none of these services but people need to realize how dreadfully expensive all this stuff really is and make an informed decision on it.
I used the same version of Photoshop Elements for six years. I have been using the same version of DXO for five years.
And my vet is not on a “easy to afford” payment plan. There are many caring vets, I would be surprised if you couldn’t find a sincere and more affordable one.
Look, I am finished with this topic.
I wish everyone a joyous holiday season.