Originally posted by Racer X 69 That actually sounds like a decent system.
Except that you are living there and spending into the local economy like everyone else. And you have to pay an extra premium.
How does the system work where you are from (Australia, right?)?
Australia, medical and other except dentists have Medicare, where the government pays a certain amount for each type of service and the doctor is allowed to think of a number for their price. Can result in quite high payments for which there is not allowed to be insurance. Dentists, except for extreme poor people who go to teaching places go to a dentist whose hard work is thinking of a number for the price. Private insurance, in Australia bought in a market where insurers market to consumers, not employers, does make payments that feel stingy in comparison to the benefit received. And the premium, priced on a whole community risk, not individual history based risk, basis, by law, is likely to be AUD2000 to 3000 p.a. for dentist, other elated health, private hospitals etc.
My next appointment next week is private so I pay 100%, but get it done soon, not 3 to 4 months, which would be traumatic. The whole deal would be cheaper than my after insurance payment in Australia.