Originally posted by tim60 I like cash.
Anonymous - the bank has no record of which little things I buy.
That's the point that made me stick to cash for as long as I did. At some point I just gave up. Well, at least I use a bunch of cards from different banks, but "they" will know anyway
Originally posted by tim60 Also I do not get a million little transactions to sift through to see if something is gone astray. Smart scammers would do little transactions to be below the visibility radar.
I use different cards for different types of transactions. That makes it easier to keep track of the items as there aren't that many on each card.
And I think the card issuers have become quite good at spotting scams. I have had a few cards cancelled because of suspicious transaction attempts, but only once has anyone actually managed to get anything through (and that was back when the magnetic strip was still in use).
Of course, when relying on plastic only you need several cards. I had my card eaten by an ATM in Namibia, and it would be rather inconvenient if that was my only card
Originally posted by tim60 I do not want something like the bus ticket on the phone - flat battery would mean getting stuck. Also a software failure would become a personal crisis, not just an inconvenience. And the software guys do not care enough to make sure they NEVER happen.
Exactly. It doesn't really give you anything in return for the inconveience/uncertainty.
Parking meter apps work very well, though. No more running back to the car to add more time.