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02-11-2019, 11:13 AM - 3 Likes   #62401
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QuoteOriginally posted by Racer X 69 Quote
Interesting how we have evolved a fascination with photographing the colon preamble, and sharing it with others.
I know I've posted it before, but...



02-11-2019, 11:17 AM - 1 Like   #62402
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QuoteOriginally posted by savoche Quote
Shouldn't it be tea and scones?

The Tea Song - by Yorkshire Tea - YouTube
Didnít see any scones in that video, but it was entertaining.
02-11-2019, 11:18 AM - 1 Like   #62403
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QuoteOriginally posted by CharLac Quote
@60....
Now that would be something. My earliest possibillity is at 62, though. And it doesn't reach maximum until 67. Actually, you can still rack up some more by going on to 70, but that's "extra".

However, I intend to have my finances in such a state that I can aim for 62
02-11-2019, 11:18 AM - 1 Like   #62404
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QuoteOriginally posted by Racer X 69 Quote
Didnít see any scones in that video, but it was entertaining.
I know. I was looking for something else, but I liked this one

02-11-2019, 11:21 AM - 2 Likes   #62405
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QuoteOriginally posted by Racer X 69 Quote
No lows in Colorado.


Only highs.
John Denver ain't high anymore, is he.
02-11-2019, 11:26 AM   #62406
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QuoteOriginally posted by savoche Quote
John Denver ain't high anymore, is he.
Depends.
02-11-2019, 11:44 AM - 1 Like   #62407
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QuoteOriginally posted by Racer X 69 Quote
@65 here. My state pension pays maximum then.
I may not take my Canada Pension right away...if I wait till 65, I get a larger amount....if I only live to be 70, I lose, but if I live to be xx years old (I forget the break even point) I make up the 5 years.
02-11-2019, 11:44 AM - 2 Likes   #62408
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QuoteOriginally posted by Racer X 69 Quote
@65 here. My state pension pays maximum then.
We can take ours at 60 here, but if we don't it keeps increasing until 70. my wife hits 65 this year and may take it (though she may work another couple of years there is a 6 year gap in our ages)
...there is an argument for taking it early even if you keep working...it depends on how long-lived your line is there is a break-even point where it becomes better to have waited . for every month early you take it you get 0.6% less, and for every month you delay you gain 0.6% delaying until 70 raises the payout by 36% , if you come from a long-lived line delay is worthwhile., if there is a history of being shorter-lived then take it early .

02-11-2019, 11:49 AM   #62409
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QuoteOriginally posted by savoche Quote
Now that would be something. My earliest possibillity is at 62, though. And it doesn't reach maximum until 67. Actually, you can still rack up some more by going on to 70, but that's "extra".

However, I intend to have my finances in such a state that I can aim for 62
Yes, that is what I am hoping for for 60...although it might be 60.5....we'll see
02-11-2019, 11:51 AM   #62410
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QuoteOriginally posted by CharLac Quote
I may not take my Canada Pension right away...if I wait till 65, I get a larger amount....if I only live to be 70, I lose, but if I live to be xx years old (I forget the break even point) I make up the 5 years.
yeah i was just trying to remember that number
02-11-2019, 12:08 PM - 3 Likes   #62411
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The sooner you retire, the sooner you die. I plan on working forever!
02-11-2019, 12:11 PM - 1 Like   #62412
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QuoteOriginally posted by MarkJerling Quote
The sooner you retire, the sooner you die. I plan on working forever!
No Mark, the sooner YOU retire the sooner you die. The sooner I retire, the longer I will live. But that is just me....and you. ;-)
02-11-2019, 12:13 PM - 2 Likes   #62413
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QuoteOriginally posted by CharLac Quote
No Mark, the sooner YOU retire the sooner you die. The sooner I retire, the longer I will live. But that is just me....and you. ;-)
I don't know Charlie. I see an awful lot of retirees pushing up daisies.
6 Days Ago - 1 Like   #62414
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When I was in the IBEW Local 77 they published the results of some study that was done regarding age at retirement and life expectancy. It stated the statistically those who retired at around 60 died by age 70, and those who waited until 65 died in their late 80ís or even late 90ís.
6 Days Ago - 4 Likes   #62415
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QuoteOriginally posted by Racer X 69 Quote
When I was in the IBEW Local 77 they published the results of some study that was done regarding age at retirement and life expectancy. It stated the statistically those who retired at around 60 died by age 70, and those who waited until 65 died in their late 80ís or even late 90ís.
There ya go. Something about damn lies and statistics, but therefore, if you work until you're 90, you should get to 120 easy!
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