Originally posted by Oldbayrunner Did they already take the money out of your account prior to the incident?
I would agree with this. If money changed hands the insurance should be in effect. In fact, in most cases with insurance here in the USA just signing the contract means the insurance is "in effect". There is usually a clause that states you are covered from the time you sign but it will be canceled if payment is not made by a certain time.
Sorry for your loss, I know that would make me feel horrible even if it was covered by insurance.
Just curious but what lens was mounted?