Originally posted by MossyRocks By very bright concentrated light think one of those high powered lasers shined into the lens
Don't try to take photos (or much worse: videos) with your camera where there's a laser light show like in a disco, the thing can kill a few pixels easily. Don't know how much power those have, doesn't seem to be a problem for our eyesight, but camera sensors don't like those.
As for an overexposed photo under normal circumstances... wouldn't worry about that too much. I once captured a lightning strike with my Nikon 1 V1, picture totally blown out, and after tuning down the exposure of the RAW I saw what I would say is some circuitry on the sensor, perfectly horizontal, evenly spaced lines visible right around the areas of greatest light intensity. Camera is fine, still working to this day.