UncleVanya, thanks for asking. Since this K-1 is new for me, it took me a night to ponder and think through... Thanks to lithedreamer too.
1) Prior to center-point AF and better target, the K-1's default AF33 was simply "randomly" picking up a target to focus on. By that I mean it appears it tried all 33 focus points and then figure out which one(s) to use - and most of the time it picked wrong. (lithedreamer was right in calling to such attention also.) That was why I got all the strange focusing errors at the beginning. It looks like the AF33 algorithm was the same for either viewfinder or LV, thus both acted strange.
2) After center-point AF and better target, my K-1 seems to be fairly well-calibrated at factory. This is a September 2016 manufacture after all, and they probably learned from their prior experience. The PDAF seems to be close enough to be acceptable for simple applications.
3) I tried to AF fine adjust PDAF to "best" and I ran into all sorts of trouble - it turns out I have to shift and tilt and move exactly right on the tripod, or else the calibrations on the target on both sides would not be the same - I'd get one side exactly focused and another side front-focused for half to one scale. Once I get that, the AF fine adjust seems to be adjusting very little - using +1 or +10 makes slight difference. I ended up using +7, but am not absolutely sure if it is the best, since it was already close to the 0 scale and around 1/2 or 1.
4) Since I was simply testing my camera to see if I should return it (it sounds fine so far; and btw it came directly from the factory with zero shutter clicks), I did the test without upgrading firmware. I think I'll upgrade firmware next and then do more accurate tests then. And maybe looks for better targets - the targets weren't giving me enough resolution for small adjustments that I hope to do...
5) The Sigma is the only lens I can do these slight adjustments with f/2.8 - the 28-105 with f/5.6 just don't have give any noticeable difference for the targets, plus its resolving power seems far less than the Sigma - that is noticeable and I am surprised I didn't see any mention of that in comments about the lens. (Of course it ain't fair to compare a prime with a low-cost zoom, but the resolving power difference is significant on test targets like these.) I have another 80-320 that can be used to test after firmware upgrade to 1.4, but I doubt it'd be any better since it's probably also f/5.6.
6) I got the feel that the PDAF point is smaller than CDAF too. However, I've got pretty good results with CD manual focus inside a darkroom - that was my first test - contrast detect would work maybe 50% of the time, which is not bad considering it is a photographic darkroom. I did not enable AF because AF assist light would mess up real printing in the darkroom.
The moral of this exercise - I learned to be careful watching the "proposed" AF points that the camera give me - if it tells me the wrong focus point, I shouldn't be pressing the shutter! I think a lot of the bad comments about AF may actually be due to lack of watching for focus point. Of course it is painful for anyone accustomed to, or who wants, all automatic "AF." I suspect Pentax has a loooong way to go in putting more intelligence into AF33 and face detection and other detection algorithms. The good news is maybe we can expect improvements in future firmware updates.
For anyone watching this thread - caliscouser - it doesn't seemed to be mentioned clearly in other threads or documentation - but since I am an engineer and a firmware developer, I think there are 20 memories that we can use for AF fine adjust - the camera detects the lens type and put it in the memory - automatically associated with the lens type. So there is ONE memory slot for ALL non-Pentax lenses.
Since I plan to use only the Sigma 105mm (which I borrowed), it would work for me I think.
---------- Post added 12-10-16 at 12:13 PM ----------
On 2nd thought, saying the 20 AF fine adjust slots are for Pentax lenses is misleading. It is for any lenses used that have electrical contacts that the camera can read. So if it is old Pentax lens without the contacts, or new/old Pentax lenses connected via adapters, macro rings, bellows, etc. - they still would be classified in the final "non-readable" slot just like non-Pentax lenses.
---------- Post added 12-10-16 at 12:15 PM ----------
And if Ricoh/Pentax reads this, I suggest to update firmware to provide auto lens detect for AF fine adjust just like currently, plus a manual mode where user can specify the memory.