Originally posted by BWG That’s a shame about your insurance agent. I have a rider on my State Farm homeowners insurance specifically for my camera equipment and when my first K-3 committed suicide off the 14th floor of the Paradise Pier Hotel in Disneyland I got a check from State Farm in less than a week.
that is good to hear, the insurance coverage not the incident,
since I have same type of " personal article " policy [ rider ] from State Farm
note this policy [ which does cost extra $ to have ] is in addition to my standard home owners and auto coverage which did give some limited coverage.
I was concerned when I read that SF had denied the OP's claim