Originally posted by mikeSF again, Thanks tremendously for the active discussion and suggestions - i will incorporate all.
actually, of the second (Alcatraz) example, i may not have been clear. I was not asking if the PP was too much (i said it was), i was asking why the camera image as captured appeared to be so muted and low in contrast but then with one click of the level algorithm in Photoshop, a whole spectrum of bright colors suddenly appeared. I do wonder if this is normal for the RAW image to come in this way or if i should get my camera checked out. Any thoughts?
I have not noticed any contrast issues with sunny day shots, so maybe i was metering to the bright glare and underexposed the shot. hmm?
Again, my big take away is less is more and I appreciate the lessons!
mikeSF
The result you saw on that Alcatraz shot is normally. My in laws live in the East Bay and that is just a result of the constant haze around the bay area there. Essentially what you are seeing has a limited dynamic range because of the haze and its tendency to diffuse the light.
You then take the shot into a post-processor and by using auto-levels, the software tries to extend the contrast so the maximum and minimum levels are essentially black and white (rather than two different shades of gray as you had in the original).
All the color you see in the final picture is in the RAW file it is just being stored over a more limited range than what the final result is showing. This is part of the beauty of working with RAW.
The conclusion: There is probably nothing wrong with your camera. Almost definitely nothing wrong from what you showed in your original Sausalito image. A solution that will partially work is to try using a polarizer filter. These usually help cut some haze and brighten up colors from the beginning. Otherwise, be thankful for RAW files and the ability to recover some colors and detail that you otherwise might have lost without RAW.
As for the possible dust spot... Change the lens (if you have multiple lenses) and take a photo of a blank wall or sky at a small aperture (high f-stop... e.g. f22). If there is dust on the sensor it will show up in the same spot on the image for all lenses and at f22, it will show up as a much more defined spot. If there is dust, get a rocket blower and lock the mirror up in cleaning mode to try and blow the dust out. If that doesn't work, you may need to pay for a sesnsor cleaning, or if the dust is minimal, just get good with the spot healing brush in Photoshop. With a good RAW developer for my PP, the healing brush is about all I use outside of my RAW processor (and if I ever get Lightroom that is even available within it).