Just want to put a closure to this thread.
Thanks to all for your input and suggestions.
I decided to go with photostory and the Sonic plug-in.
It does just about what I wanted and then some, including music.
Note to those viewing this - as far as I can determine this combo does not do "chapters".
That was not one of the original requirements that I asked about and I probably
will not need that but just wanted to add some additional info for others reading this thread.
So now my aunts & uncles can see my hours and hours of me vacation photos,
just like with slides.
Just kidding.
(Maybe)
Oh, and the OS I am using is XP.