I use to have UV filters on all my glass, but since switching to digital and doing a fair amount of night shots, all the filters came off since they produced ghost images from highlights.
But then, now that my wife is getting into photography, with my ist-D (since I purchased my K20D a couple of months ago)... well, its almost unbelieable, that she manages to leave FINGERPRINTS
on the front elements of every single lens she plays with. Of course, filters are on again and I just remove them for night photos.
Robert