Originally posted by clackers Dave, who told you that if you expose for 18 percent gray you're just one stop from blowing?
That's not quite what I said, but it's just arithmetic:
The usual convention is that "correct" exposure with an 18% gray card gives you R, G, B values at essentially 128 pixel value for the card - half way to full scale. Twice as much exposure, for a linear detector (one where twice as much light gives you twice the pixel count - what we use in astronomy) puts you at pixel value 255/256 - FULL SCALE.
Partially to save up from ourselves, and improve dynamic range, I guess, our cameras don't do that. The scale is not one-to-one. My experience shows that a 1-stop increase or decrease in exposure near mid-scale causes about a 40-50 pixel value change (for my K-1 and K-3), so the camera scale is not 1-to-1 for our DSLRs.
At any rate, you are right - you can blow out the highlights more easily with a white card, but a little bit of care easily gets around this.