In the US, there are/were two tiers of the Pentax Advantage service plan: gold (for around $800) and platinum (for $2000). I believe the platinum one also included free inspections.
It looks like online info about these has been pulled for the most part, so I would contact Ricoh to see how to obtain them. It might be more cost-effective to get third-party drops and spills coverage, though. Even on the 645Z, I wouldn't expect repairs to be overly costly.
Adam
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