Originally posted by tuco I've used my Pentax 67 for the last 20 years with a WLF (folding hood). You are not missing out on much unless you do a lot candid type photography of people or other things. On a tripod portrait orientation is a little awkward but doable. And if you are into landscapes, using a prism seems strange to me because a WLF gives you 100% view and a big 'window' to see your composition.
I have the chimney finder, but found the dioptric correction is insufficient for me to use it effectively, and I am loathe to put my half-specs on to peer into the thing.
The lack of 100% view is not really of consequence to me, and it certainly can serve to train the observer to the 'unseen extra' that needs to be accounted for in framing — a bit like what happens with mounted slides (I haven't mounted slides since 1981). This is second nature with long experience. I've yet to manually crop off a 6x7 because something I wasn't careful of outside the reduced view in-camera has appeared on the transparency.
Maybe if I require full-frame glasses the chimney finder will be of some use. Right now it is in its velvet-lined box waiting for the resurrection day...