If a lens covered the full image circle in film, why would it now not cover a FF sensor?
Image degradation towards the edges would have been flagged in the film days already.
Do we really believe that the super fine grain films and color positive films resulted at a lower resolution than a sub 4 micron pixel sensor?
Digitized film introduces another device in the workflow and IQ problems visible on a digitized picture should take that into account. The majority of scanners are very low resolution devices.
Edit:
I found this Wikipedia page that gives a layman's overview of how color film works and the main components.
https://en.wikipedia.org/wiki/Photographic_film
Regarding resolution it seems some comparison can be made between the size of the crystals used in the film with the size of the pixels in a digital camera. I know this is a stretch but it does give some "handle" on the subject. The halide crystals vary in size between 2 and 0.2 microns.
If this is some indication of the resolution capable with high end fine grain films then digital still has some ways to go before it can outpace resolution of film.
I stand to be corrected if I am way off on this comparison :-)