It's normal practice to filter every chemical as it's poured into the tank, so I don't see where gunk in the bottles would be a problem. Obviously huge chunks might indicated a change in the chemical contents, but little crystals should be harmless since they'll never make it to the film. I used primitive filtering (layers of cloth), but still tapped huge amounts of gunk that otherwise would probably have wound up embedded in the emulsion. You do have to be careful to keep the flow rate fast enough through the filter to get the chemicals changed out in time, particularly when pouring in the developer - you don't want the bottom half of the film developed much longer than the top half. Basically, the better the filter (at least with a cheap filter), the slower the flow.
Paul
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