Originally posted by TomB_tx Regarding Nakamura's comment on cleaning marks - when shopping for used lenses I always look for lenses with UVa filter attached, as they are less likely to be scratched from cleaning. However, in my own use I remove them for critical work.
When looking at used lenses, I'm very wary of those that look like they've worn the same filter for a long long time. Fungal infections aren't rare. And auction lenses pictured with filters are too often hiding the lens objective condition. I include filters instead of lens caps with the lenses I sell because caps are worth more to me, but I always do product shots WITHOUT the filters so that the actual glass can be seen.
I've been at this for a long long time. I use filters when needed and skip them otherwise. UV filters ARE NOT NEEDED as filters on digicams. Clear optical glass has its use, in mucky situations. CPL and ND and spectrum-slicing filters have their place. UV filters don't.