If it wasn't mentioned in the description, I'd send it back without delay within that 14-day period. For one thing, I'd feel cheated. And then imperfections on the rear lens tend to have a much larger effect on IQ than those on front lenses.
Now, you're saying you are happy with your images, and maybe it's just my general gear pickiness, which hasn't let me buy used yet. However, what conceivably could be fungus in a lens purchase is a no-go in my book. Ultimately, it's your call.
Last edited by Madaboutpix; 11-13-2014 at 12:12 AM.
Reason: typo