Alfisti, yes, I was going by the little red light inside the viewfinder.
Vincent, this lighting is a problem because the trees have very little leaves and lots of light behind them. I guess it's like you said, the meter is reading more light than what is actually there where I'm shooting, the tree branches and birds.
I went back outside and set the camera on auto everything except metering. The below shot was "spot" and it came out fairly well.
And this one is center weighted metering:
And as you can see the female cardinal isn't bright enough to tell what she is: