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07-23-2013, 05:26 PM   #1
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K-mount equipment estimate for insurance

As we are moving to another country, I need to give a quick estimate to the movers for insurance on my photographic equipment. I would be obliged or some advice from members on the estimated market value of the equipment if sold on the internet. Over the counter prices for used equipment are often slightly higher.

Pentax MX black 1981 in poor condition

Pentax MX black 1981 in good condition serviced by Eric Henderson.

Pentax K200D 2008 from Adorama 6000 shutter actuations. Single fine scratch on LCD. Otherwise quite clean

Samsung GX20 2009 7000 shutter actuations. Quite clean

Lenses SMC Pentax-M

28/2.8
35/2
50/1.4
100/2.8
80-200/4.5
400/5.6 blooming on front element; a few dings on barrel; collimation perfect. All other Pentax-M lenses in very good condition with clean optics
Schneider D-Xenon 12-24/4 flawless
Pentax DA 16-45/4 optically flawless but rubber on focussing wheel showing agee
Carl Zeiss Jena Flektogon 35/2.4 with K-mount adapter. Some screwdriver marks on screws. Optically flawless

Estimates on individual items would be useful. If too much bother, a lump sum estimate would suffice.
Many thanks
Chhayanat

07-23-2013, 05:39 PM   #2
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Check eBay's completed listings. Adjust estimates based on condition.
07-23-2013, 05:58 PM - 1 Like   #3
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I'll put on my appraisers hat for a moment (I'm a certified property appraiser). Normally when you are looking at a possible loss, it is replacement value you are looking for and this is often much higher than liquidation value (as in what you might find in a flea market). To find values you might want to check into prices in your destination and or factor in shipping and possible duty. Normally replacement value includes this if it seems that picking up locally in a reasonable amount of time isn't probable. Whenever you are estimating value you need to find comparable items and be willing to fudge it a little - it if you find one in better condition take that into consideration when you value yours. Likewise if you find one in worse condition take that into consideration too. Another factor to consider is how easily is it to replace. Sometimes dollar value and availability aren't always related. Sometimes expensive things can be easily found and cheaper items can be hard to find. When you are calculating value you also take into account a reasonable amount of time to replace it. KEH and B&H and eBay completed listings should help to find comparable prices. Document where you are finding your prices in case you have to actually replace it and make sure you have a photograph of your equipment as it helps prove you had it and the condition it was in prior to the move.

It will take a little time but be well worth it in the end should you have to make a claim. Here's hoping you don't need to use it when you move.

bigted
07-23-2013, 06:39 PM   #4
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Location: Melbourne
Posts: 432
+1 bigted. Insurance companies will replace straight from a retailer, and as such you should value your property as though it would be purchased from said retail store. Things such as signs of age on a focus ring is probably not important but you could take damage that may affect value by large amounts such as fungus into account.
Hopefully you don't need the insurance!

07-23-2013, 06:40 PM   #5
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use the Lens Review section, the recent prices paid are a reasonable estimate.
07-24-2013, 03:49 AM   #6
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Original Poster
Thanks to all who replied.
Chhayanat
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