Originally posted by c.a.m I don't think this question is sufficient.
It should be considered along with another one:
Why hasn't everyone with a K-1 moved to the 645Z by now?
In other words, why 'stop' at the K-1?
Well, speaking for myself...
I like to print big - I've never gone larger than 30x40", but I like that size quite a bit. I also like the "look" of medium format - the 80mm Zeiss Planar for Hasselblad is one of those lenses that I just loved the rendition of, but all of the medium format gear I owned rendered things well whether we were talking about Hassy, Rollei, or even the cheap Bronica 150mm lenses that were never that sharp but really took advantage of the short DOF medium format offered with the way it handled the transitions between in-focus and out of focus areas.
So photography for me the last few years has been squeezing in the time to take photos on vacations (which we took a lot of), and that's it. I've been shooting with a Fuji XT1 kit because the lenses were amazing and the kit size was so small, but that meant my prints were never quite capable of the enlargement I wanted. I've got a 30" print from the XT on the wall that looks good, but it's about as big as it's going to get.
So now that I'm taking fewer vacations, and photography can be a more deliberate pursuit all on its own, it was time to re-evaluate medium format. And I discovered that I could purchase my old, beloved Hasselblad 500 bodies and lenses again and use a digital back with it, but those digital backs are out of production, with limited support, and high prices that show the value others place on them. But 10 year old autofocus hasselblad bodies that resolve under 40 megapixels were in my price range, so I started asking about those on another forum, and lots of the responses recommended the K1 or D810 as more practical alternatives.
So in my limited case, I want to be able to print to 40-45" along the longest edge of a print, and while I'd love to have the detail to allow for nose-to-print evaluations, I know I'm pretty comfortable with around 180DPI at a print level. So 36 megapixels work for me, and the K1 is just a gem of a camera. I would love the 645Z, but when you talk about the cost of a K1 versus a 645Z each with a basic lens kit (call it a wide prime, normal lens, portrait lens, macro, and maybe a zoom) you're talking about a huge difference in cost. One that I just can't afford or justify.
TLDR: the resolution of the K1 is good enough for photographers who print at even large sizes, and is affordable enough for most everyone. The 645Z looks like an amazing imaging machine, but the additional bang-for-the-buck isn't there for most people, unless we're talking about the 1% of working photographers or well-heeled individuals who don't find it hard to write a $30,000 check for something that brings them joy and pride of ownership.