Originally posted by stevebrot No, it was by savvy and appreciation of obvious high value. In 2004, laptop computers were one of a handful of items for which a maintenance contract or extended warranty were generally indicated. In regards to the Pentax extension, at one time conventional wisdom on here at Pentax Forums was that anyone given the opportunity should buy the extension. To not do so if one was aware was just plain stupid.
May I ask your opinion about things like car insurance?
Steve
You once wrote something like 6% of dSLR’s have a failure in the first year. I bought the full K-1 Extended Warranty, but I’d rather have paid $25 and assumed liability for the first, say, $250 of repair cost.
My Homowner’s Insurance has a $2,500 Deductible. My Auto has $1,000 - which I would set higher but I drive as a volunteer for a charity and their Group Liability coverage won’t allow a higher deductible.
Essentially I would self-insure for the routine failure and warrant a catastrophic failure.