I would most definitely say that the K20 is worth the upgrade from the K10 for the IQ.
Regardless of what you decide to do, I agree with Peter in that you do have some overlap on the wider end. Out of the 3 lenses, the Sigma 17-70 is the best one of the bunch and is worth keeping. You've got a couple of options, depending on how much cash you already have on hand and what your plans for the K10 are:
1. If you keep the K10 as a second body and you've already got all the money you need saved up to go ahead and buy the K20, selling the kit and 28-105 lenses would give you a nice little start towards funding your new Sigma 10-20. If you're not quite there yet with the cash on hand, the proceeds of the lens sales will most definitely help you towards your K20 purchase.
2. . If you were to get the K20 (assuming that you've already got the cash to buy one without selling anything) and sell the K10 + the lenses, you might have just about enough from those sales to go ahead and get the 10-20, too.
Currently the K20 body is $629 at Amazon and Adorama and B&H has it for $629.95--all 3 places include shipping. WalMart.com has it for $599.88 + shipping (ship-to-store is free). It wouldn't hurt to check to see if you can get any further discounts through Bing.com
HTH,
Heather