Quote: I invite you all to:
1. Take an incident light reading with a hand held meter of the same light as that falling on your subject.
2. Set your APS-C dSLR manually to the appropriate combination of ISO, F stop and shutter speed (e.g., 1/500 @ f 11 at ISO 200 for a front lit subject on a bright sunny day).
3. Shoot.
Just done that with my Canon 1000D rock bottom APS-C camera and my good ol' Polaris lightmeter...
Quote: Your photo will be underexposed.
Nope. It's fine.
And, for good measure, I did the same with my 5D (rock bottom FF camera

) and guess what: same exposures=same pictures, both perfectly fine!
Now did I get the exact same results? Nope, the 5D is less noisy by about a stop but has less dof too since I dialed the same f-stop on the 50mm as I did for the 35mm on the 1000D.
Now if I want to get the SAME picture, I have to dial an extra f-stop up for the 5D, which comes at the expense of an extra ISO stop.
And what do I get then?
Pictures almost impossible to tell apart, yet one comes from a 1700€ FF DSLR, the other from a 350€ APS-C.
The only advantage to owning a FF is when you run out of f-stops on your lenses and still need that higher shutter speed for a given shot, in other terms, it only shines when you just can't get an equivalent setting with an APS-C setup.
I can get a better picture in low light using my 50f1.4 @f2 ISO 1600 on the 5D than I would using the 35f2 @f2 ISO1600 because ISO 1600 is less noisy on the 5D BUT I will sacrifice some dof to get it.
And if I can live with the further reduced dof, I have the option to go to f1.4 on the 50 and get the ISO down to 800 or up the shutter speed which I just can't do with my 1000D+35.
FF only shines (and moderately so) when you have your back to the wall by offering you more options. For "everyday use", FF offers no advantage per se.