Axl, I have the similar situation with my K10D, that happened around this time last year when I was in the middle of my cruise/trip - lucky I also had my K100D with me. The whole mirror assembly felt apart on the K10D. It didn't seem to die gradually (focus misalign or something) - but rather abruptly. Good thing it was still under warranty (2-year warranty in Canada) and Pentax replaced the mirror assembly for free. I remember the shutter count at that time was around 32k (and now it is around 43k). Since then I also took the camera in for adjustment because I have some BF/FF issues with my 43mm ltd (which I didn't have it before) and they also fixed that - I had the debug menu loaded before but since then they have reloaded the latest firmware.
If like other poster have suggested, the design of the mirror box will misalign itself over time, then perhaps, I need to think about the K-7 sooner rather than later.