Will,
you should most definitely be aware of Dynamic Range as it relates to ISO, particularly with a camera like the K20D and its similar competitors.
you can check post #13 in this thread where i gave an explanation with regards to the Canon MKii and why it was good.
https://www.pentaxforums.com/forums/off-brand-canon-nikon-etc-camera-talk/757...ay-5d-mki.html
but just to reiterate, Digital Sensors of today have crappy dynamic range (compared to Negative Film) with the exception of the FujiFilm S5Pro (which is no longer in production) the most DR that the typical DSLR can squeeze out (even the best) is around 11.5~12.0, and that is at native ISO, so generally 100-200
but this is nothing compared to 14-15 stops of a good negative, and we havent even touched black and white negatives...
however, 10-12 stops of dynamic range is very usable for 90% of everything we shoot, even on bright sunny days.
8-10 stops of dynamic range is sufficient in broad daylight, and at night, however care must be given to to make sure that the scene itself has a low dynamic range, otherwise you will have to sacrifice either the darks or the highlights
anything less than 7 stops is a pain in the ass WITH DIGITAL (not so much with film)
the problem is compounded by increased NOISE, and as i stated in the other thread, complete blackness + blue/orange/green noise looks a hell of alot worse than just black (slide film)
the K20D has a severe slump of its DR range going into the higher ISO's
the FF canon and nikon maintain their usable DR ranges much better into the higher ISO's, which really is the main reason for a percieved better high ISO image, and not really noise (or lack of it)